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BQ 3A News > Blog > Germany > Insurance coverage: Huk-Coburg expects larger contributions to automobile insurance coverage
Germany

Insurance coverage: Huk-Coburg expects larger contributions to automobile insurance coverage

March 25, 2025
Insurance coverage: Huk-Coburg expects larger contributions to automobile insurance coverage
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Huk-Coburg gave larger contributions final yr. The quantity within the German automobile marketplace with 14 million secured cars has now deserved the decrease order of 349 million euros – it was once 17 % greater than within the earlier yr, as the corporate stated. One key motive force was once that the hook may build up gross source of revenue in car insurance coverage for excellent 15 % to five.5 billion euros.

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Like maximum automobile insurers, the huk fights with larger upkeep prices and is subsequently not too long ago larger the premiums once more – as in earlier years. Because of this, the Crew considerably lowered the deficit within the fundamental task. So-called price injury / quota, which expresses prices to source of revenue, stepped forward from 113 to 102 % within the car vary. Insurance coverage firms in fact try for the values ​​under one hundred pc, as a result of more cash is then accumulated than spent. Hook automobile insurance coverage continues to be a bit poor.

Contributions will proceed to extend

It must exchange 2025. years. The HUK additionally introduced its contributions within the box of the realm on the transition yr – a median of about 15 %. Then again, the corporate additionally expects additional expanding prices over the bigger costs of portions and an endeavored switch charges. This may occasionally additionally build up costs for patrons. Residing frequencies of wear and tear may make amends for expanding prices, discussed participants of the Board of Jorg Rheinlander, however at this level it does now not glance love it. If you wish to keep good enough, it is important to be tailored right here.

Automotive insurance coverage is by way of some distance the biggest, however now not the one HUK industry space. Amongst different issues, it additionally provides obligations, coincidence and assets, felony coverage, lifestyles and medical health insurance. All in all, the gang involves top rate earnings of just about 10 billion euros and excellent 46 million contracts.

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